六招教你省錢！
Six steps to help you save money

here comes some money saving tips.

You have a nice salary, but you still feel short of money. At the end of each month, you often ask yourselves, "Where has all my money gone"? To help you better manage your salary, here comes some money saving tips. Following them your daily expense will be cut off easily, but still keep the quality of your life.

First, you need to set ambitious goals to encourage you to save money. For example, you plan to have a formal dress in one year, to own a car in two years' time or to buy an apartment in five years.

Second, form money saving habits while stay away from those that waste money. Learn to keep a diary of how much you spend and what it's for. Think twice before using money on expensive skin care products. The best ways to keep your skin in good condition is sufficient sleep.

Third, economize your daily expense. Change electric wares into energy efficient ones and leave no more than one light open when you leave home. Buy vegetables from a market not a supermarket where vegetables are less expensive and more fresh. When going to a supermarket, take a notebook with you. Write down what you wanna buy to avoid buying unnecessary stuffs. For things like shampoo, soap or washing powder, buy the family pack.

For girls, who always spend money on clothes, there are some rules helping cut off the expense. Keep an eye on discounts information, you're likely to buy good summer dress in winter in a reasonable price. Shopping malls issue membership cards periodically. Go and get one if it's free, it may give you special discounts.

Fifth, economize your social life. Package the leftovers for next day when you have dinner in a restaurant. When it's your turn to offer a meal, invite your friends to your home, cook the dinner yourself. If you are to attend a wedding ceremony and an expensive present is needed, ask several friends to go together to share a present. When separate from your boyfriend, send the gifts he sent you to your friends instead of throwing them away.

While reducing expenditures, you need broaden your way earning money. Find yourself a part-time job if you are energetic enough, which gives you more working experience. Give birth to your money. If you are not good at making investments, talk to a financial consultant and entrust your savings with him.

(Agencies)
雖然收入不菲，但總覺得錢不夠用！每到月底，都會(huì)問自己，“錢都花到哪去了？”為了幫你更好的理財(cái)，教你幾個(gè)省錢小竅門。照著去做，你可以輕輕松松縮減日常花銷，而且生活質(zhì)量還不會(huì)受到影響。

一、設(shè)定“遠(yuǎn)大”目標(biāo)，促進(jìn)自己存錢。比如，計(jì)劃自己在一年之內(nèi)買一套正裝，兩年內(nèi)買輛車或者五年內(nèi)買套房子。

二、養(yǎng)成省錢的習(xí)慣，遠(yuǎn)離費(fèi)錢的東西。要學(xué)著記帳，記清楚買了什么東西，花了多少錢。至于那些昂貴的護(hù)膚品，最好考慮好了再?zèng)Q定是否要買。充足的睡眠是保養(yǎng)皮膚的最好方法。

三、節(jié)約日常開支。把家用電器換成節(jié)能型的，出門時(shí)最多留一盞燈開著。買菜去菜市場(chǎng)，超市的蔬菜又貴又不新鮮。去超市的時(shí)候帶著筆記本，列出要買的東西，不需要的東西不買。洗發(fā)水、香皂或洗衣粉之類的東西，買家庭裝。

四、愛買衣服的女生也有省錢的辦法。留意打折信息，冬天可以以便宜的價(jià)格買到不錯(cuò)的夏裝。大商場(chǎng)都有會(huì)員卡，如果可以免費(fèi)辦理，那可以去辦一張，也許會(huì)有會(huì)員折扣。

五、節(jié)約社交開支。在餐館吃完飯記得打包，第二天可以吃。輪到你請(qǐng)客時(shí)，邀請(qǐng)朋友去家里。如果要參加朋友的婚禮，可以跟幾個(gè)朋友合買一份禮物。和男朋友分手后，與其把他送的禮物扔掉，還不如送給朋友。

六、“節(jié)流”的同時(shí)要“開源”。如果精力夠的話可以找份兼職，還能增長(zhǎng)工作經(jīng)驗(yàn)。讓錢生錢。如果你對(duì)投資不在行，可以找個(gè)理財(cái)顧問，委托他幫你投資。